Credit Intelligence Platform

Smart Credit
Decisions Made
Simple

"Make your bank safe from bankruptcy and reduce loan defaulters"

Access comprehensive credit reports, analyze loan portfolios, and make informed lending decisions with our advanced CIBIL intelligence platform.

99.9% Accuracy Rate
10K+ Reports Generated
50+ Bank Partners
📊 Credit Report ✓ Verified
👤

Rakesh Verma

PAN: ABCDE1234F

₹5.2L
Total Loans
₹3.8L
Paid Amount
₹1.4L
Outstanding
3
Active Loans
Credit Rating
4.2
★★★★☆
🎯 Features

Everything You Need to Make Smart Lending Decisions

Our comprehensive platform provides all the tools banks need to assess creditworthiness and minimize risk.

🔍

Multi-Search Options

Search customers by PAN Card, Aadhar Number, or Mobile Number with intelligent input masking.

📊

Comprehensive Reports

Get detailed loan portfolios across all banks with real-time payment status and history.

Credit Rating System

Smart 5-star rating algorithm based on payment history, outstanding amounts, and loan behavior.

🏦

Multi-Bank Support

Consolidated view of customer loans from multiple banking institutions in one place.

🔐

Secure Access

Role-based authentication with separate portals for banks and administrators.

📱

Modern Interface

Beautiful, responsive design that works seamlessly on desktop and mobile devices.

⚡ Process

How It Works

Get credit reports in just 3 simple steps

1

Login to Bank Portal

Access the secure bank portal using your authorized credentials provided by the administrator.

2

Enter Customer Details

Search by PAN Card, Aadhar Number, or Mobile Number with our intelligent auto-formatting input.

3

View Complete Report

Instantly access comprehensive credit reports with loan details, payment history, and credit rating.

Ready to Secure Your Bank?

Join hundreds of banks already using CIBIL Knower to make smarter lending decisions and reduce loan defaults.